This is my biggest gripe. I'm willing to pay EITHER the monthly fee or the up front large cost, but not BOTH. If there is an up front cost, it should be very low and include game time. 20 dollars with a 15 dollar monthly fee would be reasonable for a boxed store game, although there should be no extra fee other than the monthly fee for a game you download.

I don't like microtransactions, but they're still better than the monthly fee thing. At least I can pay and advance at my own rate. If I pay 15 a month and only play a couple of hours a week, I'm getting less for my money than the person that plays 5+ hours a day.