The concern for many, as above said, is really in SE's policy to use the current information including Password, Credit Card #, and Billing Address information to determine SE's ability to do bussiness with or for the person with a problem wether by phone or other channels.

The problem with this method is that the first thing the person responsible for a compromised account is going to do is change that very information. Effectively leaving the rightful owner of the account with little to no chance of getting their account back since the information that was accurate prior to the theft, is somehow completely and 100% disregarded by SE.

And a game, that for many, has past the 5 year mark, SE really should do away with the use of the original registration code as a source to verify the account's ownership.

People join the military, fly over seas, move houses, spring cleaning, etc. That darn book with the code printed on it is about garbage to many. Let's not mention how many of those books I actually have in my house right now! Lord knows which code goes to which account...

Writing that registration code down somewhere, saving it in a text document on a Flash Drive... You know what? stuff happens. Seen so many Flash Drives die in Iraq... so many pieces of work that had to be completely redone.

Anyway, all that aside...

It's not like Secret Questions + Answers is a new concept SE